Real Estate Investor, New Jersey"I've used a few QIs over the years, and X1031 is hands-down the best experience I've had. Fast responses, clear guidance, and they actually care about getting the deal done right."
Primarily based in NJ/NY, serving the Eastern Coast and Nationwide
Your Trusted Qualified Intermediary for IRS-Compliant 1031 Exchanges
Defer capital gains taxes and grow your real estate portfolio. 20+ years of secure, compliant exchanges, bonded and insured.
Client Reviews
What Our Clients Are Saying
Why Choose X1031
The X1031 Difference
We're not a call center. We're your dedicated exchange specialists local to New Jersey, available when it matters most.
Quick Responses
1031 deadlines are strict and unforgiving. We respond quickly so nothing falls behind no automated menus, no waiting in queues.
Bonded & Insured
Your exchange funds are backed by full bonding and insurance for maximum protection and peace of mind throughout the entire process.
Direct Access to Our Team
No call centers. No automated menus. You work directly with knowledgeable specialists who know your exchange and your market.
Protected Exchange Funds
As your Qualified Intermediary, all exchange funds are securely held in segregated accounts and fully IRS compliant at every stage.
Local NJ/NY Expertise
We are primarily based in NJ/NY, but we facilitate 1031 exchanges for investors along the Eastern Coast and across the country.
Works with Lenders, Attorneys & Title
We coordinate directly with all parties lenders, attorneys, and title companies to keep your exchange organized and on track to close.
The Process
How a 1031 Exchange Works
A 1031 Exchange allows real estate investors to defer capital gains taxes by reinvesting proceeds into a like-kind property. The process has strict IRS timelines having an experienced QI makes all the difference.
1
Sell Your Relinquished Property
You sell your investment property. X1031 is engaged as your Qualified Intermediary before closing to hold the proceeds in a secure escrow account.
2
Identify Replacement Property
Within 45 days of closing, you must identify up to three potential replacement properties in writing.
3
Close on Replacement Property
You have up to 180 days from your sale to close on the replacement property. This deadline is firm and unambiguous. X1031 transfers the funds directly to complete the exchange.
4
Defer Your Taxes
Capital gains taxes are deferred. Your investment continues to grow and you can repeat the process indefinitely.
Where We Serve
Rooted in New Jersey. Licensed Nationwide.
X1031 Exchange is primarily based in NJ/NY, but we facilitate 1031 exchanges for investors along the Eastern Coast and across the country.
As a licensed Qualified Intermediary, we facilitate exchanges nationwide, providing investors with the security and expertise needed for successful tax deferral.
- New Jersey & New York
- Eastern Coast States
- Licensed Nationwide
- All 50 States Served
Common Questions
Frequently Asked Questions
Generally no primary residences don't qualify for 1031 exchanges since they're not held for investment purposes. The rules are complex and depend on how long you rented the property versus living in it. However, if you have a mixed-use property (for example, a two-family home where you live in one unit and rent the other), the investment portion may still qualify for a 1031 exchange, even though the primary residence portion does not. Consult your CPA to determine how your specific situation qualifies.
Yes but only if your second home qualifies as an investment property. The IRS has specific rules for this. Contact us to discuss your situation and we'll help you determine eligibility.
If you don't identify a property within 45 days or close within 180 days, your exchange fails and all proceeds become taxable income. There are no extensions not for financing delays, title issues, or natural disasters. This is why having an experienced QI is critical.
Yes. You can sell one property and purchase multiple replacement properties, or sell multiple properties and consolidate them into one larger property. The "like-kind" rule is very flexible.
Any individual, partnership, LLC, or corporation that holds real estate for investment or business use can qualify. This includes residential rentals, commercial buildings, raw land, and more.
Get Started Today
Ready to Start Your Exchange?
We're here to guide you every step of the way. Reach out to speak directly with a 1031 exchange specialist.